Finding Your Fit

We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience.

Who We Are

Who We Are

Nature Coast Financial Services was founded in 1997 as a wholly-owned subsidiary of Perkins State Bank to offer investment and brokerage services to the bank’s customers. It began as a one advisor office inside of the main bank and expanded to its present location in 1999.

Since that time, NCFS has expanded to three advisors serving Drummond Community Bank’s customers and North Central Florida’s residents and businesses. Jim Cason has managed NCFS since its inception and has been managing investment portfolios since 1987. Justin Hardy joined the firm in 2013. Justin has offered financial products and services.

Through agreements with Lincoln Investment, a full-service broker dealer, and NCFS' registered representatives, our advisors offer a wide array of securities products and services to individuals, businesses and municipalities. Representatives can help you assess and choose the right investments that work for you. Brokerage services include securities trading, mutual fund investing, advisory accounts and retirement accounts. NCFS representatives also provide benefit solutions for businesses and municipalities including group health, life, disability and retirement plans.

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